Year from 2010 ranking of bank financial ability to look at the issue of capacity, income, information disclosure, evaluation, and commercial banks, especially the generally good performance of Chinese banks, financial capacity has been increasing. But the overall market position, financial product type single, narrow field of investment, most financial products are not in place risk control measures. Therefore, the need to strengthen risk control, financial services, the rich need to be further improved even more.
reporter Pu Yi Mou age of wealth has released the 2010 rankings report bank, financial management capability. The report shows that in 2010 there were 102 commercial banks to issue financial products section 10591, issued in 2009 the total growth rate of more than 40%; estimated issue size of up to 7.05 trillion yuan, an increase of up to 30%.
Recommended reading end of the year Award Great traps high financial impact of the RMB exchange rate geometric outbound Chinese New Year as norms in the banking financial market and the keynote. China Banking Regulatory Commission has issued a financial co-operation on regulatory Fan Yinxin business-related matters and to further standardize the transfer of the banking business of credit assets of financial institutions of the two profound impact. The face of market changes and new regulatory requirements, commercial banks the flow, to capture new market opportunities and rapidly increase the intensity of other financial product issuers to fill vacancies throughout the year to ensure sustained and rapid development of wealth management services.
bank financial management from the capacity of the 2010 annual ranking of view, the issue of capacity, income, information disclosure, evaluation, and commercial banks, especially the generally good performance of Chinese banks, financial capacity has been increasing. But the overall market position, financial product type single, narrow field of investment, most financial products are not in place risk control measures. Therefore, the need to strengthen risk control, financial services, the rich need to be further improved even more.
Ranking: Construction Bank, China Everbright ranking fell out of top ten
China Everbright Bank (601,818, stock it), China Merchants Bank (600036, stock it), Minsheng Bank (600016, stock it), Industrial and Commercial Bank (601398, stock it), CITIC Bank (601,998, stock it), Shenzhen Development Bank, China Bank (601988, stock it), Industrial Bank (601166, stock it), Bank of Beijing (601169, stock it), Bank (601,328, stock it).
compared with the year 2009, China Everbright Bank rose comprehensive ranking among the top 2. The bank 2010 annual risk control, financial services, and information disclosure of the richness of the normative ranking of the three have won the individual title, while distribution capacity and earning power are among the top ten rankings, ranked Best Financial Bank is deserved. Shenzhen Development Bank (000001, stock it) due to product profitability, risk control and information disclosure efforts improved significantly, while increasing the product development efforts, comprehensive ranking rose 19 places in the top 10, rising significantly.
in the top 10, the Agricultural Bank of China (601,288, stock it), and Zhejiang Chouzhou commercial banks, rural credit cooperatives, Nanhai District, Foshan City, Chongqing Bank, Beijing Rural Commercial Bank, and Taizhou City Commercial Bank small banks or regional banks have gained more than 10 of the rank growth.
Construction Bank (601939, stock it) for the year 2010, significantly reduced product development efforts, the bank issued a direct impact on capacity and reduce the richness of product types; Also the number of products also declined due, indirectly causing the Bank earnings capacity and ability to achieve a certain level of income weakening, leading to comprehensive ranking dropped from second place in 2009 to 11.
foreign banks, Standard Chartered Bank and Hang Seng Bank Ranking higher were ranked 12th and 15th, 2010, due mainly to benefit from better earnings performance products. Bank of East Asia Ranking the middle level ranks, although the bank issued a wealth of product types performed better, but the maturity of product revenue performance was unsatisfactory, while its information disclosure is also urgent need to improve standardized, integrated down only ranked 34 bit. DBS Bank, Citibank and integrated financial management capability is ranked lower level, are in the 50 after the disclosure norms in the two banks, profitability, risk control all three individual events to be further improved.
distribution capabilities: Bank of China Construction Bank on the occasion and a significant downturn
According to banks followed the Bank of Communications, Bank of China, Minsheng Bank, China Merchants Bank, Industrial and Commercial Bank, China Everbright Bank, Beijing Bank, CITIC Bank, Shanghai Pudong Development Bank, Shenzhen Development Bank.
2010, the co-operation in silver letters Bond products primarily to the Bank of Communications Bank of China, Minsheng Bank and Bank of Beijing in the previous occasion, in 2010 the amount of the product release in particular. Among them, Bank of Communications issued a total of 2010 products section 1224, an increase of 557 compared with 2009 models, quarterly circulation of about 100 models a rate faster growth rates enhance its distribution capabilities by 2009, rising to No. 4 2010 list.
in 2009, primarily on credit products and distribution among the top three China Merchants Bank, CITIC Bank, China Everbright Bank, in 2010 due to policy changes that significantly affected the product release, financial product distribution capabilities ranked by 2009 No. 1, No. 2 and No. 5 in 2010 dropped to 4th, 8th and 6th. Construction Bank in particular, section 230 products released in 2010, representing a reduction of 282 models in 2009, the third and fourth quarter, released only 19 and 25 models of products, circulation of a significant reduction compared with 2009, so that it fell out of the top ranked issue of capacity ten, dropped to 16.
earning power: the Hang Seng China Merchants Bank China Everbright ranked tied for first place down
According to Bank, Industrial Bank, Standard Chartered Bank, Minsheng Bank, Guangzhou Bank, CITIC Bank, China Everbright Bank, China Merchants Bank, Shenzhen Development Bank, Zhejiang Chouzhou commercial banks.
Hang Seng Bank ranked top ranking products profitability. Pu Yi Wealth Bank financial database shows that the bank stock in 2010 due 10 financial product linked to more than 10% achieved an annualized rate of return, due to good performance products, E / I mean to keep the absolute minimum advantages, but also makes the final score to stay ahead of earning capacity. However, the maturity of the product line there are a large number of negative income, reflecting the volatility of the relatively large line of products. Industrial Bank ranked No. 2 earnings capacity, more than in 2009 8-bit, up significantly. The average maturity of the line products, E / I values and E / I lower the average score is not very top, but the maturity of product revenue less volatile, more stable performance, which produced a jump in its ranking boost can not be ignored effect.
compared with 2009, while China Everbright Bank and China Merchants Bank fell 4 to 7 and 8. Among them, the China Merchants Bank due 2009, less than the number of products 300 balance, E / I than the average rose from 0.3191 to 1.6890 in 2009, China Everbright Bank has not yet expired significant reduction of the number of products, E / I than the average increase in 2009 0.3230 to 1.7580, while the Hang Seng Bank, the number one value is as high as 2.96, the other top 5 banks E / I mean most of greater than 2.0648, so the two banks financial products in 2010, a decline in earning power rankings.
risk control: the overall performance of city commercial banks rank poorly
According to The bank followed by China Everbright Bank, CITIC Bank, China Merchants Bank, Minsheng Bank, Bank of China, Bank of Communications, Industrial and Commercial Bank, Shanghai Pudong Development Bank, China Construction Bank, Bank of Shanghai.
Everbright Bank Risk control over financial products in 2009 to raise a first, mainly due to the bank for its wide range of financial products to set up risk control measures. Pu Yi Wealth Bank financial database statistics, the bank issued a total of 402 models in 2010-risk products, of which 202 product to set up risk control measures, both the number of risk control measures or the proportion of products are in the position to stay ahead of all banks . Meanwhile, the benefits realization capability, China Everbright Bank as among the top ten, paragraph 515 of the bank expired in 2010 did not achieve the desired product in less than 1% rate of return, this indicator is better than most banks. In addition, the Bank of China set in the risk control measures and benefits of achieving greater progress in terms of both capacities, making the bank substantially increase the risk control 31 ranking among the top ten.
risk control measures in a single set from the point of view, the products released in 2010, only 29 banks a total of 559 models its financial products set the risk control measures, in addition to China Everbright Bank, CITIC Bank, Bank of China, Construction Bank, the other banks have risk control measures are the number of products within the 30 models, and most only a few models. Million with the balance of products released throughout the year compared with the total financial products in the setup of risk control measures to be desired.
compared with 2009, the city commercial bank risk control was an overall decline in ranking, including the Three Gorges Bank, Bank of the rich Yunnan, Guilin and Guangzhou bank rankings bank decline of over 20, ranked in the risk control ability middle or lower level. In addition, Citibank bottom of the rankings, the 2010 issue of the product line does not appear risk control measures, and its maturity because of high risk products are more structured products to achieve a result the bank has not reached the expected return rate of 23.53%, and other poorer performance than banks.
richness of financial services: Everbright still stay ahead of the Bank of China Merchants Bank is slightly backwards
According to Bank of China, Bank of Communications, CITIC Bank, China Merchants Bank, Minsheng Bank, Industrial Bank, Industrial and Commercial Bank of East Asia Bank, Beijing Bank, Agricultural Bank of the richness of higher wealth management services.
Pu Yi wealth bank financial database shows that China Everbright Bank in 2010 issued a total of 633 product models, type of product revenue, investment currency, product duration and investment targets and so are more comprehensive, rich, whole better to meet the investment needs of different investors and different investor risk preferences and risk tolerance, which has maintained its leading position.
compared with 2009, short-listed financial services in 2010 the richness of the top ten banks, Bank of Communications and China Merchants Bank were down 2. Which focused on the issue of Bank Notes products, distribution of such products by 2010 nearly 900 models, in its issue of accounting for all the products in more than 72%, relatively simple product investments; investment banks to issue bonds primarily for the type of product and the money market and credit classes, investment scope has narrowed compared with 2009.
normative information disclosure: the transparency of foreign banks in poor areas for improvement
According to The bank followed by China Everbright Bank, Beijing Bank, Shenzhen Development Bank, China Merchants Bank, ICBC, Bank of Nanjing (601,009, stock it), Huaxia Bank (600015, stock it), Bank of China, Agricultural Bank, Construction Bank.
2010, the China Everbright Bank has increased the intensity of financial product disclosure, the bank issued product information, product information and run the product expiration information disclosure scores were ranked in the top three of all banks, regulatory disclosure increase compared with 2009 ranking as the best 5.
compared with 2009, some foreign banks standardized information disclosure rankings has fallen markedly. Citigroup fell 17 places to rank 27, whether new issue maturity of products or product information transparency has fallen. In addition, Bank of East Asia from the 11th annual ranking of 2009 fell to 22, ranking slightly lower Standard Chartered Bank fell out of the top ten 4-bit, DBS Bank in the distribution, maturity and operational information disclosure are weak and ranked second to last one. Hang Seng Bank Disclosure normative rose six position though, but still in the lower reaches of the top level of the line, ranked No. 41. Shows, foreign banks in terms of information disclosure norms to be improved, especially product revenue due the need to strengthen information disclosure.
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